The new CGTMSE logo, a colorful flying bird, symbolizes giving wings to the entrepreneurial spirit of youth with innovative business ideas, helping them access credit and transform from job seekers to job providers.
Supports first-generation entrepreneurs in setting up viable MSEs.
Access bank credit without collateral or third-party guarantees.
Priority approvals provide faster access to working capital.
Available across India including remote & aspirational districts.
Special benefits for women, SC/ST entrepreneurs, and PwD MSEs.
Trust and credibility ensured by CGTMSE & SIDBI.
| Category | Upto ₹5 lakh | ₹5 - ₹50 lakh | ₹50 lakh - ₹10 crore |
|---|---|---|---|
| Micro Enterprises | 85% | 75% | 75% |
| Women / Agniveers | 90% | 90% | 90% |
| SC/ST / PwD / Aspirational / ZED Certified | 85% | 85% | 85% |
| All Other Borrowers | 75% | 75% | 75% |
Additional 5% coverage for ICDD districts effective Dec 15, 2023.